Tweet from @WiseBread and @barbfriedberg

@barbfriedberg: 6 Sneaky Ways You Cheat on Your Budget http://dlvr.it/BT2yn3 #PersonalFinance #Budgeting @wisebread

I find myself reevaluating my budget created back in November. With unexpected expenses, job change, fluctuating income, I’ve been on a roller-coaster. I like the idea od budgeting in for splurging, have reallocated paid off expenses to use for half fun and half accelerated payoff of my car loan.

Work in progress

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What could you stand to be more relaxed about?

Oprah’s question of the month, has me perplexed because while my finances are big, they are an easy stop being spoiled fix. My familial relationships seems bigger at the moment.

I have yet to file for divorce, am not speaking to my sister, staying conscientiously away from certain other relatives and have opened the door to my oldest daughter again.

Turning 40 has opened some thoughts but stubborn me is holding on to how I want things to be.

We shall see

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Putting more work into being frugal, my least favorite was to take my lunch but with Amia packing and giving encouraging notes that show me that its all worth the end result, cant regret the changes.

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This suites my mood today. I’m have a plan in place just got to look out for the devil to insert obstacles.

Photo credit: Dave Ramsey

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Tweet from @TheCandidBelle

@TheCandidBelle: Is Giving Up Ever a Reasonable Option? http://buff.ly/1Cg1erQ via @TheCandidBelle #pushing #quitting #believing

This article was right on time for me as I was in a place to decide what next, after treading water for months it was time to get back to my 2nd Chapter plan and stop sitting on my butt.
Thanks @TheCandidBelle

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Tweet from @FrugalRules

This article hit home for me but I have followed the advice and instead of wallowing have started to fix it. I cut off cable and have analyzed other avenues to save and get out of debt.

@FrugalRules: 4 Ways to Get Back on Track Financially This Year @WiseDollar http://ow.ly/OsHHi
Shared via TweetCaster

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Pleasantly surprised

Score has went up approximately 20 points since I decided to work on buying a house, but in the last 3 months it’s been creeping at just 2 points each month, and my financial planner suggested a credit card. Today after attempting a secured card twice, I was able to qualify for my 1st credit card, not secured, just me. I feel so grown, now to ensure I am responsible, making on time payments, keeping debt to balance ratio low to increase my score. 100 points to go.

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