Budget, credit, finances, frustration, goal, mood, planning

Transparency week 12

So the budget has been pretty much screwed but I have been trying to get a hold on it.
Last week I was hit with a garnishment for $370 from a Vet bill which I thought was paid off 2 years ago. I had an automatic payment which seems to draft whenever instead of when scheduled and the vendor claims its my fault, like huh? So just trying to get past the frustration since its almost paid off.
I was able to get 3 erroneous delinquent tradelines removed from my credit report, so on track to raise my score for the home purchase in 2yrs.

image

Posted from WordPress for Android by NDW

Blog, Budget, down payment, Family, love, mood, planning, relationships

image

Today was a snow day, not really it was a paid holiday, President’s Day. Around 1pm it started snowing, first real snow since 2009. Its been a quiet day, grateful for that. Thinking of working from home tomorrow, keeping busy to keep my mind of missing my friend.
Had my 1st meeting with my financial planner today, super excited. His timeline is was more planned than mine so gotta sync that, 2020 is not the move date, lol.
No new hives today but still have old ones that are itchy.
I am grateful and still going.

Posted from WordPress for Android by NDW

Blog, Budget, finances, Food, goal, planning, shopping, spending

Tweet from @onesmartdollar

Loved this article, he totally gets me, while being picky is nit an actual allergy or dietary restriction it impacts my budget. But not deterred I’m back to try again in February, with meal planning and no spend days to get that Grocery, Eat Out, Social category down.

@OneSmartDollar: You spend how much on food every month?! Last month I ventured into the unknown and created … http://bit.ly/18EQBGW via @frugalingorg
Shared via TweetCaster

Posted from WordPress for Android by NDW